Commercial Equipment

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Explore By Topic

Adjuster Tips

Adjuster Tips

Learn more tools of the trade to manage claims and detect misrepresentation indicators through adjuster tips, customer service best practices, and the basics of handling specific types of complex claims.

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Appliances

Appliances

Find out more about the different types of appliances policyholders include in claims, including how they work, common causes of loss, and methods to return them to pre-loss condition.

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Auto Claims

Auto Claims

Check out auto claim-related materials to help assignments you may be working on. They reference vehicle fire investigations, crash reconstruction, CDR services, or even questionable claim details.

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Cause of Loss

Cause of Loss

Discover resources that will help you accurately determine cause of loss. The materials cover uncommon causes of loss, perils misreported as something else, and specialty assessments.

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Claim Investigations

Claim Investigations

Discover our articles, guides, and more that will help you improve your claim investigation techniques, spot potential misrepresentation, and resolve claims with confidence.

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Codes & Regulations

Codes & Regulations

Stay up to date on the codes and regulations that may impact claims or property investigations, including efficiency rules, building codes, or fire inspection standards.

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Commercial Equipment

Commercial Equipment

Explore content that covers how to address potential losses related to commercial structures and equipment. They include HVAC systems, walk-in freezers, economizers, business-critical equipment, and more.

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Component Failures

Component Failures

Learn more about evidence management and the specialized testing that can help answer product failure questions.

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Consumer Electronics

Consumer Electronics

Review guides, articles, and other resources about consumer electronics included in claims, how they work, common perils, and repair or replacement recommendations.

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Electrical Equipment

Electrical Equipment

Discover how a variety of frequently claimed electrically powered equipment works, common causes of loss, and methods to return it to pre-loss condition.

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Fire Claims

Fire Claims

Learn more about origin and cause investigations, what fire inspectors frequently see during inspections, and how this peril impacts specific types of equipment and property.

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Forensic Engineering

Forensic Engineering

Review resources about structural and mechanical damage and what licensed engineers look for at commercial and residential properties.

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Foundations/Ground

Foundations/Ground

Find out more about how soil, land changes, and basements and foundations impact structures and what investigators look for.

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Hail and Wind Claims

Hail and Wind Claims

Discover how hail and wind impact HVAC systems, electronics, and structures on residential and commercial properties – and why policyholders confuse them with other losses.

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Hurricanes, Tornadoes, and Other Disasters

Hurricanes, Tornadoes, and Other Disasters

Find out more about catastrophic disasters and the losses they leave in their wake, including how they impact equipment, structures, and other property items.

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HVAC Equipment

HVAC Equipment

Better understand both common and rare, complex HVAC equipment types and the losses they sustain with articles, guides, and other adjuster-focused resources.

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Industry Data

Industry Data

Take note of trends related to equipment, insurance, and assessment results through annual reports and resources related to claims data.

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Lightning and Surge Claims

Lightning and Surge Claims

Explore commonly reported perils and how they impact – or don’t affect – HVAC systems, electrically powered items, structures, and other property frequently included in claims.

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Man-Made Damages

Man-Made Damages

Learn what evidence distinguishes man-made damage, including roofing impacts and missing HVAC equipment, from other causes of loss.

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Pools & Hot Tubs

Pools & Hot Tubs

Review articles, guides, and other resources about frequently claimed pool equipment, causes of failures, and their significance in claims.

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Roofs

Roofs

Learn more about roof and shingle types, common causes of loss, and what investigators look for during assessments through guides, articles, and other resources.

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Solar Power Equipment

Solar Power Equipment

Explore why solar power equipment winds up in claims, including how components work, frequent causes of loss, and repair and replacement recommendations.

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Subrogation

Subrogation

Understand the subrogation process and what information you need in order to make a confident decision about whether to pursue.

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Tree and Outdoor Claims

Tree and Outdoor Claims

Find insurance-focused resources about tree removal and claims that include outdoor assets such as landscaping, lights, and golf courses.

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Water Claims

Water Claims

Flood, rain, or plumbing-related losses can impact a variety of structures and equipment. Learn more through helpful guides, articles, and other resources.

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Water Heaters

Water Heaters

Review eBooks, articles, guides, and other resources about the different types of water heaters, their causes of loss, and their significance in claims.

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Well and Sump Pumps

Well and Sump Pumps

Understand different types of well and sump pumps, how they work, and what it may take to return them to pre-loss condition through a variety of resources.

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Windows

Windows

Find materials about the strengths and limitations of different types of windows, common causes of loss, and how assessments are completed.

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Winter Losses

Winter Losses

Identify what types of losses are more common in winter months through resources about winter-related perils or equipment most often claimed during colder months.

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Workers' Compensation

Workers' Compensation

Explore these resources to learn tips for handling workers’ compensation claims, indicators of misrepresentation, how to validate claim details, and how litigation may be involved.

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Search Results

The largest advantages of an economizer are reductions in energy consumption and the cost of maintaining the temperature in a commercial building.
Get a basic understanding of how and why your policyholders use evaporative coolers, geothermal systems, chillers, exhaust fans, and refrigeration systems.
While package units may not be the most popular residential HVAC systems (though they are still found in many homes), they’re quite common in the commercial space.
Adjusters should know about this equipment because when it operates correctly, the system controls the kitchen’s temperature, humidity, and airflow, and prevents smoke and fire incidents and associated claims.
These systems are often intricate and specialized based on the space or equipment they’re cooling, meaning they present their own challenges to insurance adjusters like you.
Claims involving commercial HVAC equipment can be complex, particularly when it comes to chillers. Determining the cause of loss, scope of repairs, and an accurate settlement amount can be daunting for even the most experienced adjuster.
Which electronically powered item is the most important? To commercial policyholders, all impact how their business runs, from office networking equipment to retail point of sale components.
Commercial HVAC equipment contain complicated components that are susceptible to several perils. This eBook will help you settle commercial claims accurately.
Fire claims are never simple, and this case study describes how the StrikeCheck team handled a large loss inspection.
Our guide breaks down top important things to know about economizers, including how they work, the different types available, their advantages, why they might fail, and what codes and regulations could impact them.
A quarter of all equipment included in large loss claims assessed by HVACi last year was non-damaged at the time of assessment, which could result in a lot of unnecessary claims leakage.
Save this guide for a labeled diagram and other important information adjusters should know about package units.
A refrigeration failure was claimed as a high voltage surge. HVACi’s assessment and actionable report determined the actual cause of loss with an industry-leading cycle time.
A restaurant’s package unit reportedly failed due to a mechanical breakdown. HVACi’s onsite investigation and detailed reporting revealed the actual cause of loss.
Watch this webinar to learn the basics of commercial HVAC systems, so you’re better prepared to handle claims involving package units, economizers, and exhaust fans.
Learn how an assessment by a forensic engineer can aid in reaching an accurate settlement on agricultural structures, vehicles, and systems claims.
Commercial fire claims are often complex and require expert investigation. Discover common fire causes and how an assessment partner can help with these claims.
Discover how National Fire Experts identified the origin and cause of a commercial large loss fire through joint inspections and collaboration with CTL.
Discover key maintenance practices your commercial policyholders should follow to help prevent a restaurant kitchen fire and what investigators consider when evaluating these claims.
Learn about common factors and challenges in industrial fire losses and read about the benefits of using certified investigators with this guide.
Download the case study and discover how National Fire Experts’ Certified Fire Protection Specialist Program provided critical insights after a restaurant fire.
Learn about the types of HVAC and refrigeration equipment found in commercial kitchens, which perils affect them, and how they may show up in your claims.
When a store owner reported lightning damage to their package unit, the adjuster handling the claim turned to HVACi for objective cause and scope of loss verification.
Understand wind-related impact to HVAC package units with this guide. Explore common damages and expert insights to help you with these claims.
Adjusters, use this one-page reference sheet to gain a better understanding of commercial HVAC equipment – from system functions to common causes of loss.
Discover how National Fire Experts’ certified fire investigator determined the most plausible cause of a school fire that began with the building’s rooftop HVAC system.
Get guidance for handling commercial HVAC hail claims with details on commonly claimed systems, evidence related to other perils, and remediation methods.
Discover how experts can bring critical equipment back to life after fire or water damage, ensuring minimal disruption to business operations.
Adjusters, prepare for commercial refrigeration system claims by understanding components, their functions, and the common perils that can impact them.
Dive into this eBook for an overview of the commercial HVAC equipment included in multi-system large loss claims, the perils affecting them, and actionable claims data.
Discover how these four questions can help adjusters manage elevator loss claims efficiently, ensure safety, and arrive at accurate settlements.
Don’t wait and see when it comes to potentially damaged equipment. Learn warning signs, risks, and how expert assessments reduce downtime and more in complex technical claims.
After receiving a claim with high-value residential and commercial electronics, a carrier turned to TechLoss Consulting & Restoration for an onsite inspection. Learn what they found.
Learn how Certified Fire Protection Specialists (CFPS) can examine fire suppression systems to determine their impact on commercial fire losses.
Explore perils impacting dental equipment, which items are often claimed, and how onsite assessments and restoration can help you make better claims decisions.
Understanding common causes of business-critical equipment failure is key to accurately resolving related claims. Learn what they are and how to address them.
After receiving a claim involving a skid steer that ignited without warning, an adjuster looked to National Fire Experts for insights. Discover what they found.
Find out what questions you should be asking after receiving data loss claims from your commercial policyholders so that you can reach more accurate resolutions.
A commercial carrier turned to TechLoss Consulting and Restoration to assess a church’s claim involving complex audio/visual equipment. Discover the details of the onsite inspection.
Find out how Alpine Intel’s National Fire Experts and Donan Engineering performed onsite investigations to answer an adjuster’s questions about the cause and scope of damage from a country club fire.
After receiving a claim for over $208,000 with two commercial elevators, a carrier turned to TechLoss Consulting & Restoration for an expert desk review. Read more.
A carrier sought objective verification for a dental equipment claim for more than half a million dollars. Learn how TechLoss Consulting & Restoration delivered the solution.
A fire at a manufacturing facility led to a complex claim and left the carrier in need of details about the ignition sequence. That’s where National Fire Experts stepped in to help.
Understand the types of unique, business-critical equipment that you may encounter in commercial claims and know when to bring in expert support.
Discover how the HVACi team determined the cause of loss for a restaurant’s inoperable commercial refrigeration system with speed and precision.
TechLoss’s onsite inspection revealed the claimed tanning bed in this case study wasn’t as damaged as a contractor’s estimate suggested. Learn what TechLoss determined and how.
Commercial claims involving business-critical equipment require a detailed approach. Use this article as a roadmap for accurately resolving these complex losses.
Medical equipment claims can include a wide array of complex devices. Use these considerations to help you resolve related claims with more confidence and accuracy.
Claims with niche equipment like tanning beds require specialized knowledge. Find out how an expert assessment can help you resolve these claims accurately.
Many factors inform whether repair or replacement is the right solution for claims with business-critical equipment. Download the guide for a list of questions to answer.
Learn how experts assess commercial electrical equipment after a fire; address smoke, heat, and water damage; and provide recommendations for repairs or replacements.
Before adjusters can address dental equipment claims, they need to be familiar with the equipment, perils impacting it, and the assessment process. Find it all here.
Listen as industry experts discuss the complexities of dental equipment claims, their common perils, assessment best practices, and restoration solutions available.
Learn common types of commercial indoor and outdoor equipment found in religious facilities and perils that can impact them, so you’re better prepared for claims.
Read about obstacles in manufacturing equipment damage claims and solutions to minimize downtime, navigate connected systems, and reach accurate resolutions.
Read this eBook to learn the basics of low-slope commercial roofs, common deficiencies to be aware of, and when to partner with a forensic engineer.
Become better equipped to tackle commercial kitchen fire claims with this guide on risks, regulations, questions to ask, and key adjuster takeaways.
Request this adjuster guide on commercial kitchen fire suppression systems, which includes a labeled diagram, required maintenance information, and common failures.
Water and smoke damage can corrode commercial equipment after a fire. Learn why this happens and how to address it effectively during the claims process.
Gain a detailed understanding of EPDM, PVC, and TPO low-slope commercial roofing systems and how they appear in claims.