Component Failures

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Adjuster Tips

Adjuster Tips

Learn more tools of the trade to manage claims and detect misrepresentation indicators through adjuster tips, customer service best practices, and the basics of handling specific types of complex claims.

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Appliances

Appliances

Find out more about the different types of appliances policyholders include in claims, including how they work, common causes of loss, and methods to return them to pre-loss condition.

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Auto Claims

Auto Claims

Check out auto claim-related materials to help assignments you may be working on. They reference vehicle fire investigations, crash reconstruction, CDR services, or even questionable claim details.

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Cause of Loss

Cause of Loss

Discover resources that will help you accurately determine cause of loss. The materials cover uncommon causes of loss, perils misreported as something else, and specialty assessments.

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Claim Investigations

Claim Investigations

Discover our articles, guides, and more that will help you improve your claim investigation techniques, spot potential misrepresentation, and resolve claims with confidence.

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Codes & Regulations

Codes & Regulations

Stay up to date on the codes and regulations that may impact claims or property investigations, including efficiency rules, building codes, or fire inspection standards.

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Commercial Equipment

Commercial Equipment

Explore content that covers how to address potential losses related to commercial structures and equipment. They include HVAC systems, walk-in freezers, economizers, business-critical equipment, and more.

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Component Failures

Component Failures

Learn more about evidence management and the specialized testing that can help answer product failure questions.

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Consumer Electronics

Consumer Electronics

Review guides, articles, and other resources about consumer electronics included in claims, how they work, common perils, and repair or replacement recommendations.

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Electrical Equipment

Electrical Equipment

Discover how a variety of frequently claimed electrically powered equipment works, common causes of loss, and methods to return it to pre-loss condition.

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Fire Claims

Fire Claims

Learn more about origin and cause investigations, what fire inspectors frequently see during inspections, and how this peril impacts specific types of equipment and property.

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Forensic Engineering

Forensic Engineering

Review resources about structural and mechanical damage and what licensed engineers look for at commercial and residential properties.

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Foundations/Ground

Foundations/Ground

Find out more about how soil, land changes, and basements and foundations impact structures and what investigators look for.

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Hail and Wind Claims

Hail and Wind Claims

Discover how hail and wind impact HVAC systems, electronics, and structures on residential and commercial properties – and why policyholders confuse them with other losses.

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Hurricanes, Tornadoes, and Other Disasters

Hurricanes, Tornadoes, and Other Disasters

Find out more about catastrophic disasters and the losses they leave in their wake, including how they impact equipment, structures, and other property items.

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HVAC Equipment

HVAC Equipment

Better understand both common and rare, complex HVAC equipment types and the losses they sustain with articles, guides, and other adjuster-focused resources.

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Industry Data

Industry Data

Take note of trends related to equipment, insurance, and assessment results through annual reports and resources related to claims data.

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Lightning and Surge Claims

Lightning and Surge Claims

Explore commonly reported perils and how they impact – or don’t affect – HVAC systems, electrically powered items, structures, and other property frequently included in claims.

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Man-Made Damages

Man-Made Damages

Learn what evidence distinguishes man-made damage, including roofing impacts and missing HVAC equipment, from other causes of loss.

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Pools & Hot Tubs

Pools & Hot Tubs

Review articles, guides, and other resources about frequently claimed pool equipment, causes of failures, and their significance in claims.

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Roofs

Roofs

Learn more about roof and shingle types, common causes of loss, and what investigators look for during assessments through guides, articles, and other resources.

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Solar Power Equipment

Solar Power Equipment

Explore why solar power equipment winds up in claims, including how components work, frequent causes of loss, and repair and replacement recommendations.

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Subrogation

Subrogation

Understand the subrogation process and what information you need in order to make a confident decision about whether to pursue.

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Tree and Outdoor Claims

Tree and Outdoor Claims

Find insurance-focused resources about tree removal and claims that include outdoor assets such as landscaping, lights, and golf courses.

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Water Claims

Water Claims

Flood, rain, or plumbing-related losses can impact a variety of structures and equipment. Learn more through helpful guides, articles, and other resources.

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Water Heaters

Water Heaters

Review eBooks, articles, guides, and other resources about the different types of water heaters, their causes of loss, and their significance in claims.

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Well and Sump Pumps

Well and Sump Pumps

Understand different types of well and sump pumps, how they work, and what it may take to return them to pre-loss condition through a variety of resources.

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Windows

Windows

Find materials about the strengths and limitations of different types of windows, common causes of loss, and how assessments are completed.

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Winter Losses

Winter Losses

Identify what types of losses are more common in winter months through resources about winter-related perils or equipment most often claimed during colder months.

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Workers' Compensation

Workers' Compensation

Explore these resources to learn tips for handling workers’ compensation claims, indicators of misrepresentation, how to validate claim details, and how litigation may be involved.

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Search Results

In this resource, we outline the basic makeup, lifespan, and power source benefits of each type of water heater, as well as potential damages that can lead to failures.
The rising popularity of tankless water heaters means a potential increase in product failures, so it’s important to understand the basics of how they operate and the most common causes of loss.
Toilet and plumbing failures can lead to structural water damage. Get details about the causes, indicators, and consequences of two common failures to bathroom fixtures and how an expert inspection can help you identify subrogation opportunities.
Solenoid valves are vital components that regulate water use in common household appliances like refrigerators, dishwashers, and washing machines.
In this case study, the handling adjuster turned to Donan’s evidence management services for single-chain-of-custody shipping and an expert assessment of a leaking dishwasher.
Your product failure partner should be able to answer these questions while helping you determine a claim’s subrogation potential.
Take this quick quiz to find out if the CTL is right for your claim based on these common scenarios.
Subrogation claims managers should avoid these five mistakes while trying to recover paid out settlements for insurers.
The Component Testing Laboratory team determined that a leaking washing machine valve was caused by a manufacturer’s defect. Read about the process in this case study.
Uncover why claims adjusters go to Donan's CTL for product failure insights and subrogation support.
The subrogation process can be challenging for adjusters due to legal complexities and the importance of preserving solid evidence. Gain insights into the fundamentals of subrogation with our guide.
With this guide, learn about losses related to internal rust or increased tank pressure as well as the trends for water heaters we’ve assessed over the last five years.
We discuss importance of identifying subrogation potential, common plumbing losses seen in the CTL, what the experts look for to determine if the failure was caused by a manufacturer’s defect, and exploding toilets.
We discuss importance of identifying subrogation potential, common plumbing losses seen in the CTL, what the experts look for to determine if the failure was caused by a manufacturer’s defect, and exploding toilets.
Learn how maintaining a single-line chain of custody, as well as preserving evidence, can help maximize subrogation success.
Three common dishwasher component failures are linked to manufacturer defects and may present the opportunity for subrogation. Learn how to identify these defects.
Your fire claims may require onsite investigations, transporting evidence, product assessments, and litigation support. Consider this all-inclusive path.
Before handling a claim for a fire or loss caused by a lithium-ion battery, understand different reasons these batteries pose such a risk by reading about real fire investigations and their results.
Learn what the experts look for to confirm freeze failure in certain components and how lab assessments can ensure more accurate conclusions.
An adjuster sought conclusive evidence from CTL’s professional engineers and testing to determine a lithium-ion battery fire cause and subrogation potential.
Subrogation starts with identifying evidence onsite. This one-page guide equips field adjusters with essential tips for considering subrogation potential.
Learn the process Component Testing Laboratories assignments undergo, from submission to post-assignment support from an expert team.
Learn how CTL’s Crash Data Retrieval services delivered answers about the events leading up a crash for an adjuster looking to make an accurate settlement decision.
Use this interactive guide to learn about appliance and plumbing failures identified at Component Testing Laboratories that may warrant subrogation.
Get an inside look at the tools used to conduct product failure investigations to help you evaluate subrogation potential.
Learn why water filters, plumbing pipes, and valves are vulnerable to freeze damage and how expert product failure testing can identify these failures.
Discover how CTL’s expert product failure testing determined the cause of a leaking water filter and empowered an adjuster to make informed subrogation decisions.
Learn how Crash Data Retrieval services can help strengthen your litigation efforts on vehicle claims through explanations of the significance of retrieved data, expert testimony, and more.
CTL’s glossary of frequently used terms can help you better understand the lab’s assessment process, the materials our experts inspect, and their actionable conclusions.
Learn how CTL’s Professional Engineer used non-destructive testing to uncover the cause of a sump pump failure so that an adjuster could evaluate subrogation potential.
Read about three water heater failures that underscore why product failure testing is crucial for informed subrogation decisions.
Read about how CTL’s Professional Engineers used non-destructive and destructive testing to help a subrogation firm pinpoint the cause of a plastic pipe leak.
Learn about corrosion that could point to a manufacturer’s defect and subrogation potential, revealed by experts through component and product failure testing.
Discover essential strategies for documenting, preserving, and storing evidence to reduce the risk of spoliation and build stronger subrogation cases.
Find out how CTL safely documented, moved, and tested a fractured toilet using in-house services, so that the adjuster could evaluate subrogation potential.
Component Testing Laboratories used non-destructive testing to uncover an installation error behind a CPVC tubing failure, aiding the adjuster in assessing subrogation potential.
Installation errors and manufacturers’ defects can both signal subrogation claim potential. Learn more about each and why considering subrogation matters.
Download this eBook to get actionable strategies for optimizing your subrogation efforts through expert product failure testing.
Read about the causes of lithium-ion battery fires, the role of manufacturers’ defects, and how expert testing can help you evaluate subrogation potential.
This article explains the types of losses that are well-suited for product failure investigations, helping insurance professionals optimize their subrogation processes.
Read about causes of cooking fires, how installation errors or manufacturing defects can contribute, and how related claims may have subrogation potential.
Through non-destructive and destructive product failure testing, Professional Engineers provide insights that inform subrogation decisions. Learn about each method.
Attorneys, learn three essential strategies to safeguard evidence and address spoliation concerns in subrogation cases involving product or component failures.
A water filter leak could prompt a significant water damage claim. Learn what causes these failures and how they might present opportunities to pursue subrogation.
Refer to this guide to understand dishwasher components, common failures, root causes, and the role of product failure testing in identifying subrogation potential.
Watch this short video for three critical factors to focus on during potential subrogation investigations and decision-making.