Hurricanes, Tornadoes, and Other Disasters

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Explore By Topic

Adjuster Tips

Adjuster Tips

Learn more tools of the trade to manage claims and detect misrepresentation indicators through adjuster tips, customer service best practices, and the basics of handling specific types of complex claims.

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Appliances

Appliances

Find out more about the different types of appliances policyholders include in claims, including how they work, common causes of loss, and methods to return them to pre-loss condition.

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Auto Claims

Auto Claims

Check out auto claim-related materials to help assignments you may be working on. They reference vehicle fire investigations, crash reconstruction, CDR services, or even questionable claim details.

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Cause of Loss

Cause of Loss

Discover resources that will help you accurately determine cause of loss. The materials cover uncommon causes of loss, perils misreported as something else, and specialty assessments.

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Claim Investigations

Claim Investigations

Discover our articles, guides, and more that will help you improve your claim investigation techniques, spot potential misrepresentation, and resolve claims with confidence.

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Codes & Regulations

Codes & Regulations

Stay up to date on the codes and regulations that may impact claims or property investigations, including efficiency rules, building codes, or fire inspection standards.

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Commercial Equipment

Commercial Equipment

Explore content that covers how to address potential losses related to commercial structures and equipment. They include HVAC systems, walk-in freezers, economizers, business-critical equipment, and more.

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Component Failures

Component Failures

Learn more about evidence management and the specialized testing that can help answer product failure questions.

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Consumer Electronics

Consumer Electronics

Review guides, articles, and other resources about consumer electronics included in claims, how they work, common perils, and repair or replacement recommendations.

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Electrical Equipment

Electrical Equipment

Discover how a variety of frequently claimed electrically powered equipment works, common causes of loss, and methods to return it to pre-loss condition.

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Fire Claims

Fire Claims

Learn more about origin and cause investigations, what fire inspectors frequently see during inspections, and how this peril impacts specific types of equipment and property.

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Forensic Engineering

Forensic Engineering

Review resources about structural and mechanical damage and what licensed engineers look for at commercial and residential properties.

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Foundations/Ground

Foundations/Ground

Find out more about how soil, land changes, and basements and foundations impact structures and what investigators look for.

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Hail and Wind Claims

Hail and Wind Claims

Discover how hail and wind impact HVAC systems, electronics, and structures on residential and commercial properties – and why policyholders confuse them with other losses.

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Hurricanes, Tornadoes, and Other Disasters

Hurricanes, Tornadoes, and Other Disasters

Find out more about catastrophic disasters and the losses they leave in their wake, including how they impact equipment, structures, and other property items.

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HVAC Equipment

HVAC Equipment

Better understand both common and rare, complex HVAC equipment types and the losses they sustain with articles, guides, and other adjuster-focused resources.

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Industry Data

Industry Data

Take note of trends related to equipment, insurance, and assessment results through annual reports and resources related to claims data.

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Lightning and Surge Claims

Lightning and Surge Claims

Explore commonly reported perils and how they impact – or don’t affect – HVAC systems, electrically powered items, structures, and other property frequently included in claims.

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Man-Made Damages

Man-Made Damages

Learn what evidence distinguishes man-made damage, including roofing impacts and missing HVAC equipment, from other causes of loss.

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Pools & Hot Tubs

Pools & Hot Tubs

Review articles, guides, and other resources about frequently claimed pool equipment, causes of failures, and their significance in claims.

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Roofs

Roofs

Learn more about roof and shingle types, common causes of loss, and what investigators look for during assessments through guides, articles, and other resources.

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Solar Power Equipment

Solar Power Equipment

Explore why solar power equipment winds up in claims, including how components work, frequent causes of loss, and repair and replacement recommendations.

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Subrogation

Subrogation

Understand the subrogation process and what information you need in order to make a confident decision about whether to pursue.

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Tree and Outdoor Claims

Tree and Outdoor Claims

Find insurance-focused resources about tree removal and claims that include outdoor assets such as landscaping, lights, and golf courses.

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Water Claims

Water Claims

Flood, rain, or plumbing-related losses can impact a variety of structures and equipment. Learn more through helpful guides, articles, and other resources.

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Water Heaters

Water Heaters

Review eBooks, articles, guides, and other resources about the different types of water heaters, their causes of loss, and their significance in claims.

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Well and Sump Pumps

Well and Sump Pumps

Understand different types of well and sump pumps, how they work, and what it may take to return them to pre-loss condition through a variety of resources.

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Windows

Windows

Find materials about the strengths and limitations of different types of windows, common causes of loss, and how assessments are completed.

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Winter Losses

Winter Losses

Identify what types of losses are more common in winter months through resources about winter-related perils or equipment most often claimed during colder months.

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Workers' Compensation

Workers' Compensation

Explore these resources to learn tips for handling workers’ compensation claims, indicators of misrepresentation, how to validate claim details, and how litigation may be involved.

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Search Results

Tornadoes occur throughout the United States, so it’s important to know why they form and how tornado-related property damage is assessed.
Equip yourself to handle hurricane-related HVAC claims. Learn about perils, insights from recent storms, and expert assessments to inform your decisions. 
Hurricane-force winds can cause significant structural damage and can knock out power lines, potentially causing surge damage.
Learn about structural damage from hurricane season and how an engineering partner can help determine if damage found after a hurricane was caused by the storm.
Storm surge is a common cause of hurricane damage to coastal properties. Not all damages caused by storm surge are the same, and some may be unexpected.
The adjuster handling the claim turned to Donan to confirm if a tornado was responsible for the reported sloping floors, punctured roof sheathing, and missing roof and wall areas. 
Exposure to water and flooding may impact specific building materials in various ways. Some may have swelling or warping after long-term inundation, while others may not have discernable impacts.
Most CAT responses are the result of extreme weather events, and the proverbial calm before the storm is key to successful deployment.
Wind speeds help us determine the intensity of tornadoes and how much damage they can cause. Here are 10 degrees of tornado damage to residential homes.
Take a short quiz to see if you can tell the difference between a hurricane claims myths and facts. You can also read the truth behind 10 common myths.
A study suggested there’s been an increase in tornado frequency in the United States. We address your questions here.
For this claim, the carrier and their policyholder sought answers related to potential structural damages to an ocean-front property in the path of a major hurricane.
After hurricane events, adjusters often have to distinguish between wind damage and surge damage to make accurate claim decisions.
Take this short 5-question quiz to see if you can identify the hurricane-related damage compared to long-term wear and tear.
Weather data alone can never replace the confidence adjusters would get from an expert property evaluation when deciding how to best settle a claim.
Better understand which HVAC components are most at risk for hurricane damage and why.
Adjusters shouldn’t assume a hurricane is the cause for all HVAC system damage during that timeframe because there are issues to look for and to be wary of following a storm.
Here are the top 5 worst hurricane seasons in the Atlantic basin since 2000. Find out how active hurricane seasons like these can complicate your HVAC claims.
Take this short 6-question quiz to see if you can identify the hurricane-related HVAC damage compared to impacts from other perils.
Know what to expect in hurricane-related HVAC failures and the best method to accurately settle these claims.
Learn more about where carriers are seeing tornado claims and how wind speed and strength factor into damages from our article published in PropertyCasualty360.
Tackle flood claims by asking the right questions. Download this guide for 5 questions that can help you reach fair, accurate settlements.
CAT claims increased alongside the increase in severe weather events. This article helps ensure adjusters are ready when those claims hit their desk.
Tornado-related claims can feel overwhelming for adjusters who lack extensive knowledge of structural damages. Discover 4 ways engineers can help.
Tornadoes can cause an array of structural damages. Get familiar with these losses and learn which indicators may point toward another cause of loss.
This interactive guide can help you identify CAT events, where they’re most likely to occur, and what you and your assessment partners can do to prepare.
Save this guide to better prepare for CAT-related claims and know what to expect and consider for each type of event.
What qualifies as a catastrophe, and who defines it? How can carriers make sure they’re ready to handle the claim volume that comes with these events – and that their assessment partners are, too?
Learn how a Donan forensic engineer’s assessment revealed the actual cause and extent of damage to a home and basketball court with reported tornado damage.
Learn how a tornado’s strength can help you anticipate structural damages, and hear examples of results for tornado-related expert assessments in this webinar.
CAT claims put a lot of strain on policyholders, insurance professionals, and property assessors, but there are ways to make life a little easier in stressful times.
When an adjuster needed to verify reported hurricane-related damage to a split system, they turned to HVACi for help. Discover what an objective assessment revealed.
Compare the roles of flood adjusters and property adjusters while exploring flood basics and claimed damages in Alpine Intel’s free adjuster webinar.
Donan determined the scope of flood and wind damage to a beachfront property so the adjuster could make an accurate settlement decision about this hurricane claim.
Learn how perils associated with hurricanes affect HVAC equipment, electrical systems and electronics, and structures as well as how you can prepare for hurricane claims.
Discover how Donan’s forensic engineer blended expertise, reliable weather data, and onsite evidence to determine an accurate cause of loss on a weather-related roofing claim.
Discover how HVACi can empower adjusters with insights into HVAC-related claims, even after a tornado strikes.
Read the story of an adjuster who relied on HVACi’s onsite assessment to confidently and accurately resolve a commercial HVAC claim after a tornado.
Explore debunked inland flooding myths and learn how they can impact water damage claims nationwide.
Explore potential consequences of damaged medical equipment, how weather events can lead to downtime, and how to address claims that include this complex machinery.
Discover how HVACi evaluated reported water damage to a heat pump after a hurricane and provided an adjuster with accurate repair vs. replacement recommendations.
Save this illustrated one-page guide as a resource for tackling hurricane-related claims for complex HVAC systems without leaving the office.
Read this eBook to learn about the ways tornadoes can impact property, including structures, HVAC systems, and electronics. Plus, receive tips on how to prepare for claims related to wind and tornadoes.