Articles

Voltage irregularities happen more often than people would imagine, and with them come some big risks of repercussions to electrical equipment people frequently use.

Lightning can trigger damage to many items in a home or business, including electronics, appliances, solar power equipment, or outdoor electronics, because it can travel through the ground, wires, and pipes.

Hurricane-force winds can cause significant structural damage and can knock out power lines, potentially causing surge damage.

Claims with electronics and other electrically powered items can be difficult to settle because such a variety of items falls into that category.

1 in 50 homes files a water damage claim each year, and 37% of all homeowners claim to have suffered water damage.

Adjusters shouldn’t assume lightning is the cause of loss based on a policyholder’s contractor and should rely on comprehensive assessment results to decipher which peril is related to the HVAC claim they are working on.

While they are not seen as frequently as traditional split systems and package units, adjusters should still make themselves familiar with this type of equipment.

A furnace is an essential part of many homes, and frequently used during the colder winter months. With this increased usage, adjusters can expect to see a parallel increase in furnace claims.

Each winter, homeowners are reminded of the importance of their boiler systems, particularly if a system isn’t working as it should.

The largest advantages of an economizer are reductions in energy consumption and the cost of maintaining the temperature in a commercial building.