Articles

Kitchen fires are the most reported home fires, according to the National Fire Protection Association (NFPA). 

Knowing the causes and common indicators of faulty wiring can help insurance professionals and policyholders alike understand why these fires occur.

While structural fires as a direct result of lightning are rare, they do occur, and it’s important to get all the facts from the scene before you make a claim decision.

HVAC systems, particularly condensing units and package units, have a high risk of hail damage.

Geothermal systems pose unique claims resolution challenges, and objective expert assessments may be required to help resolve claims accurately.

National initiatives for more environmentally friendly alternatives to certain gases used in HVAC refrigerants are in motion and will continue to progress in the coming years.

Cost increases to labor and HVAC equipment are having a trickle-down effect on insurance carriers.

With equipment housed both indoors and out, these complex systems are susceptible to impacts from multiple hazards.

Adjusters should know about this equipment because when it operates correctly, the system controls the kitchen’s temperature, humidity, and airflow, and prevents smoke and fire incidents and associated claims.

Many summer HVAC losses are reported as storm damage claims caused by lightning, hail, or wind. Learn what evaluations may reveal about the actual cause of loss.