Articles

As we turn our attention toward cold weather conditions where freezing water can wreak havoc on commercial and residential property, the threat of catastrophic failure to boilers looms large.

As many adjusters know, a damaged refrigerator can quickly become a headache, since damage to this common appliance can require a lot of complex research.

Following a window failure, knowing what happened and how is crucial to restoration and prevention of future losses.

With the average lifespan of a residential water heater between 10 and 20 years, more than 25% of the water heaters in service are nearing the end of their useful life at any given point in time.

One symptom that is regularly misinterpreted as lightning damage is acidic refrigerant in the system.

In general, adjusters should be prepared to see next-generation technology included in claims, as well as a likelihood of higher replacement cost in claim settlements.

These systems are often intricate and specialized based on the space or equipment they’re cooling, meaning they present their own challenges to insurance adjusters like you.

Before you settle for an unnecessary replacement, there are 6 questions you or your equipment expert should be able to answer to ensure your resolution is accurate.

Policyholders most often report lightning, wind, or hail as the cause of loss for solar panels included in claims. Of the three, only one remained as a top cause of loss after a comprehensive damage assessment – wind.

Last year, insurance professionals assigned nearly 300 different types of electronics to StrikeCheck. Learn which seven had the highest percentages of non-damaged equipment at the time of assessment or were a potential risk for claims leakage.