Articles

While structural fires as a direct result of lightning are rare, they do occur, and it’s important to get all the facts from the scene before you make a claim decision.

HVAC systems, particularly condensing units and package units, have a high risk of hail damage.

Geothermal systems pose unique claims resolution challenges, and objective expert assessments may be required to help resolve claims accurately.

National initiatives for more environmentally friendly alternatives to certain gases used in HVAC refrigerants are in motion and will continue to progress in the coming years.

Cost increases to labor and HVAC equipment are having a trickle-down effect on insurance carriers.

With equipment housed both indoors and out, these complex systems are susceptible to impacts from multiple hazards.

Adjusters should know about this equipment because when it operates correctly, the system controls the kitchen’s temperature, humidity, and airflow, and prevents smoke and fire incidents and associated claims.

Here’s some background on the most commonly reported causes of loss between June and September – lightning, hail, and wind – and what evaluations reveal.

Residential water intrusion is a common peril that many homeowners contend with, and if it’s not addressed early, it can lead to serious structural losses.

Learn about structural damage from hurricane season and how an engineering partner can help determine if damage found after a hurricane was caused by the storm.