The Savvy Adjuster Newsletter — September 2026 Edition

Hail, lightning, smoke/fire, water, wind, and unknown causes each accounted for 10% or more of reported perils for HVAC systems that HVACi assessed last September. With so many potential causes of loss, verifying evidence was crucial.

This month’s resources helped you investigate HVAC systems, foundations, solar power systems, hurricane-related damage, fire losses, and more.

Watch September’s Webinar Recording

Information Overflow: Understanding Flood Damage for Adjusters Webinar: Flooding and resulting losses are often complex and misunderstood because it’s difficult to identify the cause and scope of damage while handling a claim. Watch the Recording

Did Lightning Cause the HVAC Damage?

When lightning is reported as the cause of an HVAC loss, confirming the damage is not usually straightforward. Learn five ways direct lightning can affect HVAC systems and what evidence may help determine whether the claimed damage is consistent with a lightning event. Review 5 Signs of Lightning Damage

What’s Causing the Foundation Damage?

Cracks, shifting, and other signs of foundation damage may be connected to moisture, but determining how the water reached the foundation can provide important context for a claim. Review how poor drainage, inadequate ground slope, and hydrostatic pressure can contribute to foundation damage. Identify the Source of Damage

What Should Adjusters Look for in Hurricane Claims?

Hurricane claims can involve wind, water, debris, and multiple sources of property damage, making the cause and scope of loss difficult to determine. Review key considerations that can help adjusters evaluate hurricane-related damage and identify what may have contributed to the loss. Get the Hurricane Claims eBook

If you found these resources helpful and are looking for more, you can explore a wealth of materials in our resources library. We are always available to answer your questions about Alpine Intel’s suite of services and how we can offer innovative solutions to your complex insurance-related challenges! Sign up so you don’t miss October’s Savvy Adjuster Newsletter!

Alpine Intel’s content is meant to inform and educate readers using general terms and descriptions. They do not replace expert evaluations that determine facts and details related to each unique claim.