The Savvy Adjuster Newsletter — July 2026 Edition


Verifying cause of loss and scope of damage before making a claim decision can be challenging, especially during periods of severe weather when policyholders across the U.S. experience losses from lightning, heat waves, flooding, and fallen trees. This month’s newsletter brought together resources designed to help, along with additional insights on surveillance, sump pump failures, and vehicle fires.
Watch July’s Webinar Recording
When The Storm Settles: Separating Hail And Wind Damage From Roofing Deception Webinar: Learn how to distinguish legitimate roof damage from potential misrepresentation, recognize common fraud indicators, and leverage weather data and expert investigations to strengthen claim decisions. Watch the Recording

What Heat Can, and Can’t, Do to Electronics
Overheating can spell losses for electronics. This guide details how prolonged heat contributes to wear and tear, mechanical breakdown, smoke damage, and surge-related losses.
Is the Heat to Blame for Summer Claims?
Heat waves often coincide with more HVAC and electronics claims. This article explains how summer weather contributes to equipment losses and highlights the importance of determining the actual cause of loss.
Verifying Reported Lightning Damage eBook
July has the most reported lightning losses, but it’s rarely the correct peril. This eBook describes how to differentiate lightning, surge, wear and tear, and other causes of damage across electronics, HVAC equipment, and structures. Want a PDF instead of an interactive version? Get it here.
If you found these resources helpful and are looking for more, you can explore a wealth of materials in our resources library. We are always available to answer your questions about Alpine Intel’s suite of services and how we can offer innovative solutions to your complex insurance-related challenges! Sign up so you don’t miss August’s Savvy Adjuster Newsletter!
Don’t miss insurance-focused resources and webinars about property, perils, and trends impacting claims nationwide by signing up for The Savvy Adjuster Newsletter.
Be sure to also tune in to The Savvy Adjuster Podcast to hear more from the experts themselves.
Alpine Intel’s content is meant to inform and educate readers using general terms and descriptions. They do not replace expert evaluations that determine facts and details related to each unique claim.
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Related Resources
Tornado-Related Emergency Tree Removal Case Study
Learn how HMI’s emergency tree removal process after a spring tornado allowed an adjuster to move forward with the claim process without delays.
Car Wash Equipment Claim Case Study
A vehicle impact damage claim involving specialized car wash equipment required objective expertise. Learn how TechLoss Consulting & Restoration delivered.
Case Study: Commercial Equipment Smoke & Water Damage Claim
An adjuster enlisted TechLoss Consulting & Restoration to assess fire, smoke, and water damage to dozens of commercial-grade washers and dryers. Learn more.






