The Savvy Adjuster Newsletter — February 2026 Edition


Winter storms are already driving higher claim volumes throughout the United States, and fast, accurate settlement decisions are needed for each.
Below you’ll find adjuster-focused resources to help with these claims and others related to common perils for this time of year.
Watch February’s Webinar Recording
Fight Fraud or Be a Target reviews a dozen strategies for combating potential misrepresentation, identifying red flags, and determining which approaches to take. Use these tactics on upcoming claims. Watch the Recording
HMI’s Tree Removal Cost Guide for 2026
If trees and limbs fall on claimed property, ensure removal costs and estimates are in line with trends. The recently released 2026 tree removal cost guide uses data from HMI’s nationwide network of professional tree care companies to provide typical costs for standard and non-standard removal, accounting for multiple factors. View 2026 Cost Ranges
Snow Load Claim Case Study
Two claims were filed after months of snow caused damage to two roofs on the same property. Read about the scientific processes that Donan’s engineers used during and after the on-site assessments to ensure each were handled objectively and accurately. Learn the Process
Understanding Fires Caused by Winter Items
Winter heating fires most often occur from December through February, according to the National Fire Protection Association. Find out which electrically powered equipment is often linked with them. Read Common Fire Causes
Residential HVAC System Fundamentals eBook
Heating equipment and condensing unit losses are common year-round. This eBook provides diagrams and descriptions for HVAC systems included in claims. Get the eBook
Adjusters’ Guide to Church Equipment Perils and Claims
Claims from religious facilities may include various electronics, such as audio and visual equipment. Learn which other items may be reported and their causes of loss. Save the Guide
If you found these resources helpful and are looking for more, you can explore a wealth of materials in our resources library. We are always available to answer your questions about Alpine Intel’s suite of services and how we can offer innovative solutions to your complex insurance-related challenges! Sign up so you don’t miss March’s Savvy Adjuster Newsletter!
Don’t miss insurance-focused resources and webinars about property, perils, and trends impacting claims nationwide by signing up for The Savvy Adjuster Newsletter.
Be sure to also tune in to The Savvy Adjuster Podcast to hear more from the experts themselves.
Alpine Intel’s content is meant to inform and educate readers using general terms and descriptions. They do not replace expert evaluations that determine facts and details related to each unique claim.
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Related Resources
Do I Have What I Might Need to Subrogate? Video
Watch this short video for three critical factors to focus on during potential subrogation investigations and decision-making.
4 Qualities Insurance Carriers Need in a Tree Service Partner
Insurance professionals who need a tree services partner learn how to assess vendor qualities and evaluate them for transparency and fairness.
Scary Story: The Case of Recurring Vehicle Thefts
A policyholder reported their vehicle stolen twice, raising a potential red flag. Learn how CTL’s infotainment download provided the hard data needed to verify the claim.









