6 Questions to Ask Before Settling Electronics Claims: A Practical Guide to Accurate Settlements
Claims with electronics and other electrically powered items can be difficult to settle because such a variety of items falls into that category.
Water Damage to Electrically Powered Items
1 in 50 homes files a water damage claim each year, and 37% of all homeowners claim to have suffered water damage.
Lightning, High Voltage Surge, or Wear and Tear? Be Able To Tell the Difference When Handling HVAC System Claims
Adjusters shouldn’t assume lightning is the cause of loss based on a policyholder’s contractor and should rely on comprehensive assessment results to decipher which peril is related to the HVAC claim they are working on.
An Introduction to Evaporative Coolers
While they are not seen as frequently as traditional split systems and package units, adjusters should still make themselves familiar with this type of equipment.
Furnace Claims 101: The Basics of a Residential Furnace
A furnace is an essential part of many homes, and frequently used during the colder winter months. With this increased usage, adjusters can expect to see a parallel increase in furnace claims.
Boiler Claims 101: The Basics of a Residential Boiler
Each winter, homeowners are reminded of the importance of their boiler systems, particularly if a system isn’t working as it should.
Scary Story: The Customer Does the Inspection
Having a policyholder take pictures and provide data can be helpful when circumstances don’t allow experts to come in to conduct the evaluation.
Solar Panel Claim Case Study
While a claim with more than 800 solar panels could seem daunting, we took on the challenge of thoroughly evaluating all the equipment.
Tree Impact Case Study
A tree fell through the roof and wall of a policyholder’s bedroom during a storm. The carrier reached out to Donan for a scope of damage and to get repair recommendations.
Lightning Claim Case Study
It’s a good thing the adjuster for this claim didn’t take the contractor’s word for all the items listed as damaged by lightning.
Alpine Intel’s content is meant to inform and educate readers using general terms and descriptions. They do not replace expert evaluations that determine facts and details related to each unique claim.










