Winter Losses

Before settling a claim for the damaged furnace or boiler, find out if one of these 7 causes of furnace and boiler puffbacks triggered the incident.

Learn what a puffback is, why they occur in furnaces and boilers, what damage may look like, and how experts identify them and their root causes.

More than half of the HVAC system claims that adjusters assigned to HVACi had freezing conditions as the reported cause of loss and 14% listed water.

Some piping materials withstand freezing conditions better than others, though multiple kinds of tubing may be found in the same home, depending on the age and water usage of the structure.

Some materials tolerate the cold better than others, and your policyholders may be at risk for catastrophic losses if their pipes can’t withstand freezing temperatures.

As we turn our attention toward cold weather conditions where freezing water can wreak havoc on commercial and residential property, the threat of catastrophic failure to boilers looms large.

Some fires occur more often in winter than in any other season, according to the National Fire Protection Association. Learn more about winter electrical fire losses that may appear in claims.

A furnace is an essential part of many homes, and frequently used during the colder winter months. With this increased usage, adjusters can expect to see a parallel increase in furnace claims.

Each winter, homeowners are reminded of the importance of their boiler systems, particularly if a system isn’t working as it should.

When they break, it’s not always immediately clear what damaged them, if the loss can be covered, or whether they can be repaired.