Electrical Equipment

Stay up to date with regulations, better understand complex equipment and structural concerns frequently included in claims, and learn more about topics that impact you and your policyholders.

Claims with electronics and electrically powered specialty items may include outdoor equipment like solar power systems, landscape lighting, lawnmowers, and more.

In some cases, damaged detectors could invalidate a policy or reduce a settlement if a fire were to occur.

Which electronically powered item is the most important? To commercial policyholders, all impact how their business runs, from office networking equipment to retail point of sale components.

As many adjusters know, a damaged refrigerator can quickly become a headache, since damage to this common appliance can require a lot of complex research.

With the average lifespan of a residential water heater between 10 and 20 years, more than 25% of the water heaters in service are nearing the end of their useful life at any given point in time.

In general, adjusters should be prepared to see next-generation technology included in claims, as well as a likelihood of higher replacement cost in claim settlements.

Before you settle for an unnecessary replacement, there are 6 questions you or your equipment expert should be able to answer to ensure your resolution is accurate.

Policyholders report lightning as a cause of loss more often than other perils. Before deciding on claims with reported lightning damages, adjusters should know the truth behind seven myths related to lightning claims.

Last year, insurance professionals assigned nearly 300 different types of electronics to StrikeCheck. Learn which seven had the highest percentages of non-damaged equipment at the time of assessment or were a potential risk for claims leakage.