Electrical Equipment

Storms occur throughout the year and can lead to claims with many of your policyholders’ electrically powered items.

Lightning damaging a well pump and causing it to trip the electrical panel? Seems like it could be plausible if the equipment wasn’t inspected thoroughly.

A policyholder reported that their failed well pump was damaged by lightning. The adjuster needed verification before settling the claim and engaged the StrikeCheck team.

High voltage surge, water, fires, and wear and tear can all lead to washer and dryer damages. But don’t forget, it’s just as likely for equipment included in claims to be non-damaged.

This guide will help by providing 6 questions adjusters should ask when settling interior electrical system claims and briefly explaining why each are critical.

Adjusters should take heed that not everything included in a fire and smoke claim will have sustained damage or have damages from a covered loss – and if they do, they do not all need to be replaced.

The guide covers which types of water are most harmful, what to consider when evaluating damage scope, and expert tips for settling for replacements when necessary.

These eight electrically powered specialty items are known to sustain wind losses and are often included in claims.

Heat waves could initiate perils that impact residential and commercial policyholders’ electrically powered equipment and lead to property claims.

The guide explores the consequences and evidence of hard water in a home, common causes of failure for water softeners, and more.