Cause of Loss

Learn common causes of apartment fires, how investigators approach assessments, and the characteristics that can introduce unique considerations to these claims.

Learn what brick and concrete spalling is, what causes it, and why insurance and legal professionals shouldn’t dismiss it in structural claims.

When handling commercial vehicle fire claims, adjusters should be ready for many involved parties and some unique considerations about origin and cause.

Heat takes its toll on electronics, sometimes leading to losses from surges, smoke and fire, and other perils linked with overheating equipment. Find out more.

Learn why HVAC claims may increase in summer, common equipment damages that may be exacerbated by heat, and facts that might help you settle based on an accurate cause of loss.

In this comic case study, an adjuster questioned a contractor’s estimate for rodent damage to an HVAC system. HVACi determined the cause of loss along with market value pricing for recommended LKQ materials.

Learn why HVAC system claims tend to increase in the summer, and how these reported failures fall into three categories: indirect, pre-existing, and perceived.

Discover each phase of NFE’s systematic 11-step process for identifying a fire’s most plausible origin and cause.

Learn how an assessment by a forensic engineer can aid in reaching an accurate settlement on agricultural structures, vehicles, and systems claims.

Find out how misconceptions about swimming pools may lead to damages and what you can do to ensure you handle these claims accurately with this guide.