The Savvy Adjuster Newsletter — April 2026 Edition

Knowledge is power, and the latest data is an essential tool for anyone in the insurance industry. The newly released 2025 HVACi and StrikeCheck Annual Claims Reports can help you make more accurate claims decisions. The HVAC systems, refrigeration equipment, and electronics that HVACi and StrikeCheck assessed last year accounted for billions of dollars of total exposure, and many were functioning properly or could be repaired. The claims data within these reports illustrates the risks of unnecessary claims leakage when cause of loss and scope of damage verification is not part of the claims process.

You may find the information contained in our 2025 annual claims reports especially helpful this spring as you navigate hail- and wind-related claims. The reports highlight how often reported hail and wind damage was recategorized to a different cause of loss or was determined to be repairable.

Watch April’s Webinar Recording

HVAC Hurricane Claims Preparation Webinar: Whether they come from a hurricane or other inclement weather, related perils can impact various components of HVAC systems. Watch the recording

HVACi 2025 Annual Claims Report

Review claims data from HVACi’s 2025 assessment results to understand which perils most often impacted policyholder HVAC systems and to what extent. The report includes residential and commercial claims data, repair vs. replacement trends, and reported vs. actual cause of loss comparisons. Get HVACi’s Report

StrikeCheck 2025 Annual Claims Report

Explore data from StrikeChecks’s 2025 assessments to discover which electronics, appliances, and other electrically powered equipment were most frequently impacted by certain perils. The report also includes repair vs. replacement trends, reported vs. actual cause of loss comparisons, and data on the frequency and location of lightning strikes nationwide. Get StrikeCheck’s Report

Hail-Related Property Damage Claims eBook

Multiple hailstorms have already impacted parts of the U.S. this year, and more are expected. Use this eBook for information about what to anticipate from claims with hail damage to roofs, structures, HVAC systems, and outdoor equipment. Claim Tips Inside

If you found these resources helpful and are looking for more, you can explore a wealth of materials in our resources library. We are always available to answer your questions about Alpine Intel’s suite of services and how we can offer innovative solutions to your complex insurance-related challenges! Sign up so you don’t miss May’s Savvy Adjuster Newsletter!

Alpine Intel’s content is meant to inform and educate readers using general terms and descriptions. They do not replace expert evaluations that determine facts and details related to each unique claim.