Scary Story: Unverified Hurricane Claim & Estimate

Hurricane Helene inflicted significant destruction across the Southeast U.S., resulting in a surge of HVAC-related claims for adjusters to review. But each claim with reported damage from hurricane-force winds or water should be verified, so that carriers avoid unnecessary settlements. 

This case study recounts how one adjuster enlisted HVACi’s expertise for an objective heat pump assessment post-storm. Despite the policyholder presenting a contractor’s full replacement quote, HVACi stepped in to: 

  • Determine the actual cause of loss  
  • Provide recommendations for repair or replacement 
  • Compare the contractor’s estimate to Like Kind and Quality equipment and market value pricing 

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Alpine Intel’s content is meant to inform and educate readers using general terms and descriptions. They do not replace expert evaluations that determine facts and details related to each unique claim.

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