Residential HVAC System Lightning Claim Case Study

The residential HVAC claim in this case study had no shortage of complexities – the policyholder reported lightning as the cause of loss, but the original split system had already been replaced by a contractor who cited a grounded compressor and a lack of R-22.
Fortunately, the experts at HVACi can still thoroughly inspect the original equipment in such claims if it remains available at the loss location or contractor’s place of business. We were able to test the equipment to determine an accurate cause of loss and address the concern regarding the refrigerant. Our team is well-versed in refrigerant regulations, enabling us to provide adjusters with accurate repair versus replacement recommendations.
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Alpine Intel’s content is meant to inform and educate readers using general terms and descriptions. They do not replace expert evaluations that determine facts and details related to each unique claim.
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Related Resources
Lightning Claim Case Study
It’s a good thing the adjuster for this claim didn’t take the contractor’s word for all the items listed as damaged by lightning.
Residential HVAC Hail Claim Case Study
Find out how HVACi’s expert evaluation verified hail impacts to a split system and provided accurate repair vs. replacement recommendations.


