Electrical Service Panels Guide

A key component of any electrical system in a home or business is the electrical service panel. These panels redirect electricity from the grid (through the meter) into the various appliances, outlets, and devices on the property that need electrical power. Damage to an electrical service panel can result in total loss of power, and that can mean that a complex or urgent (or both!) claim lands on your desk. As an insurance adjuster, it’s important that you know enough about electrical service panels to handle these claims accurately and effectively.
We’re all about making sure our clients are well-informed insurance professionals confident in their claim decisions. To that end, our electrical experts have put together a guide to electrical service panels. In it, we explain:
- The role of the electrical service panel in providing electricity to a home
- How electrical service panels work
- The components that comprise a typical electrical panel, including the breaker types you might see
- The differences between circuit breakers and fuse panels
- Useful statistics about residential electrical panel claims
Prepare yourself for electrical service panel claims by knowing more of what to expect when they come to you. Fill out the form provided to access your Electrical Service Panels Guide.
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Alpine Intel’s content is meant to inform and educate readers using general terms and descriptions. They do not replace expert evaluations that determine facts and details related to each unique claim.
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Related Resources
Customer Service Guide
Compare positive service and negative service to make sure your carrier – and your claims support – is creating a helpful connection with insureds.
Introducing Electrical Service Panels and Electrical Systems to Adjusters eBook
Use this adjuster eBook to better evaluate electrical system claims, understand ownership responsibilities, and avoid unnecessary replacements.
Electrical Service Panel Claim Case Study
Read why the power was out throughout the downstairs of a home and whether it required a full service panel replacement – and at what potential settlement cost.



