Commercial HVAC Hail Claim Fundamentals Guide
Reported hail damage to outdoor HVAC equipment appears often in commercial property claims, but not every impact affects functionality. Adjusters need to know when repairs, replacements, or no action are required. This resource offers a practical framework for approaching commercial HVAC hail claims, helping adjusters know where to start.
The Commercial HVAC Hail Claim Fundamentals guide covers:
- Commercial HVAC systems and components commonly included in hail claims
- Damage types and locations that may suggest perils other than hail
- Repair vs. replacement methods for commercial HVAC systems with confirmed hail impacts, such as combing coils, replacing coils or fan blades, replacing condensing units and more
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Alpine Intel’s content is meant to inform and educate readers using general terms and descriptions. They do not replace expert evaluations that determine facts and details related to each unique claim.
Related Resources
HVAC Hail Claim Basics Guide
Though the outdoor equipment on commercial and residential HVAC systems is susceptible to being hit with hail and often claimed, there isn’t a guarantee the results will warrant a full replacement.
Hail-Prone Commercial HVAC Equipment Guide
HVACi found that nearly half of the commercial HVAC claims included hail-damaged equipment, but more than 80% of the claimed systems could return to pre-loss condition through some sort of repair.
Commercial Hail Claim Case Study
Learn how two Alpine Intel brands were able to deliver answers to an adjuster on a claim that involved reported hail damage to the roof and HVAC systems.