The Savvy Adjuster Newsletter — November 2025 Edition

Predictions suggest that parts of the country will experience intense winter storms this season. While the South may see milder conditions, severe thunderstorms could still occur. Cooler temperatures, freezing precipitation, and strong storms might lead to weather events that wind up in claims. We want to make sure you’re prepared.  

The resources below explain boiler types and failures, causes of burst pipes, and the fire risks that increase during fall and winter. You can also learn how SIU and property assessments provided one adjuster with a policyholder’s in-depth claim history. 


Watch November’s Webinar Recordings

Technical Education Trainer Kevin Huelsman will cover fire origins, subrogation potential, and investigation techniques related to kitchen fires. This includes fire sources, items linked to incidents, and case studies. Watch Now

Finish our New Adjuster Webinar Series with a look at lightning and surge claims. Alpine Intel Customer Education Director Jay Dykstra discusses lightning types, systems susceptible to these perils, and claims with damage from other causes of loss. Watch the Recording

This session explores ethical decision-making frameworks and balancing obligations with fairness. VRC Investigations Vice President of SIU Compliance and CE Programs Curtis Whitfill, CFE, CIFI, discusses challenges, including confidentiality, privacy, fraud investigations, and conflicts of interest. Watch Now


Claim Guide: Boiler Basics  

Wear and tear was the top peril impacting boilers HVACi assessed last year. This interactive guide covers boiler types, components, and causes of loss, plus includes a video about wear and tear damage. Check it Out


Residential Pipes, Insulation, and Freezing Conditions Guide 

Burst pipes are a concern in areas not equipped for cooler temperatures or where freezing temperatures are common. Learn how iron, steel, copper, and PVC pipes react to temperatures with this guide. Save My Copy


5 Questions to Ask Before Settling Electronics Claims

It doesn’t matter if weather is good or bad: When electronics fail, policyholders want insurance help quickly. Before deciding how to settle a residential electrical equipment claim, make sure you can answer these five questions. Save the List


If you found these resources helpful and are looking for more, you can explore a wealth of materials in our resources library. We are always available to answer your questions about Alpine Intel’s suite of services and how we can offer innovative solutions to your complex insurance-related challenges! Sign up so you don’t miss December’s Savvy Adjuster Newsletter!

Be sure to also tune in to The Savvy Adjuster Podcast to hear more from the experts themselves.

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Alpine Intel’s content is meant to inform and educate readers using general terms and descriptions. They do not replace expert evaluations that determine facts and details related to each unique claim.

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