Residential Tornado Claim Case Study

When claims pour in after a tornado, adjusters’ inclinations may be to resolve these claims without an onsite investigation if they think the storm caused the damage. But doing so risks indemnity leakage from potentially covering losses that predate the tornado.
Luckily, the adjuster in this case study realized a detailed forensic engineer’s evaluation was needed to accurately settle a reported tornado-related structural loss claim. They enlisted Donan Engineering to determine the actual cause of loss and the extent of damage to a home, garage, and backyard basketball court.
Learn how Donan’s professional licensed engineer provided the adjuster with:
- Expert on-the-ground assessment support
- A detailed peer-reviewed report with key concepts outlined
- Conclusive answers regarding damage scope and actual cause of loss
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Alpine Intel’s content is meant to inform and educate readers using general terms and descriptions. They do not replace expert evaluations that determine facts and details related to each unique claim.
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Related Resources
Tornado Claim Case Study
The adjuster handling the claim turned to Donan to confirm if a tornado was responsible for the reported sloping floors, punctured roof sheathing, and missing roof and wall areas.

