Winter Losses

However, the additional stress on HVAC equipment in the winter can lead to serious losses. Learn more about four of the most common winter heating losses.

Freeze damage to pipes can lead to extensive water losses in claims. Getting the cause of loss for an accurate settlement includes determining whether the heat in a house was properly maintained.

Low Water Cutoffs (LWCOs) for boilers are prone to failure in a number of different ways, and when they fail, those insurance claims can fall into the laps of adjusters like you.

Make sure you’re well-versed in winter fire risks, causes, policyholder safety tips, and the electrically powered equipment that may be included in claims.

Adjusters shouldn’t assume resulting property claims with HVAC systems are all related to the unusual weather events that overwhelmed Texas and caused catastrophic damages in mid-February.

The guide reviews the top four causes of loss, including water, high voltage surge, smoke and fire, and wear and tear. Know which components would most likely be affected by each of the perils and why the damages may occur.

Adjusters, learn about common boiler problems (including puffbacks) that may lead to claims and why it’s critical to assess equipment before settling.

Our 90-minute webinar explains all of these facets of HVAC heating systems in a straightforward, concise manner specifically designed to provide insurance adjusters with the information you need to know.

Understand common heating system components, real-life winter damage scenarios, and how adjusters can spot, assess & manage heating claims.

If you don’t know how gas furnaces work already, you don’t need to spend hours poring over a textbook to get the information you need as an insurance adjuster. This video explains it in a little over 90 seconds.