HVAC Equipment

Several new U.S. Department of Energy (DOE) efficiency regulations related to HVAC systems took effect Jan. 1, 2023. Insurance professionals should know how these rules may impact their policyholders.

Claims involving commercial HVAC equipment can be complex, particularly when it comes to chillers. Determining the cause of loss, scope of repairs, and an accurate settlement amount can be daunting for even the most experienced adjuster.

As we turn our attention toward cold weather conditions where freezing water can wreak havoc on commercial and residential property, the threat of catastrophic failure to boilers looms large.

HVAC systems include valuable metals that criminals can easily sell. The placement of the units in accessible areas makes HVAC systems vulnerable to theft.

One symptom that is regularly misinterpreted as lightning damage is acidic refrigerant in the system.

These systems are often intricate and specialized based on the space or equipment they’re cooling, meaning they present their own challenges to insurance adjusters like you.

HVAC systems, particularly condensing units and package units, have a high risk of hail damage.

Geothermal systems pose unique claims resolution challenges, and objective expert assessments may be required to help resolve claims accurately.

Explore our interactive guide to learn about common types of smoke and fire damage HVAC components are susceptible to, find out which components may ignite a fire, and discover more handy resources.

National initiatives for more environmentally friendly alternatives to certain gases used in HVAC refrigerants are in motion and will continue to progress in the coming years.