Electrical Equipment

Holiday decorations increase the risk for new claims from a variety of different damages, some of which are covered by residential and commercial insurance policies.

Commercial claims often risk thousands of dollars of claims leakage if not settled accurately. Consider the following data before you settle your next one.

This webinar will strengthen your knowledge of how storms can impact electronics and other specialty items to ensure you’re only settling for a covered peril.

Generators require maintenance that may be overlooked, and they’re particularly susceptible to certain perils.

Learn about different categories of residential lighting – from accent to landscape lighting, examples of each, perils that we determined affected them, and average recommended replacement costs.

Adjusters should understand why high voltage surge losses are so prevalent and what all could be impacted.

Damages to appliances and consumer electronics areoften caused by high voltage surge, and adjusters should know how surge losses to high and low voltage equipment may impact potential settlements.

Understanding these systems and the perils that may impact them will help adjusters settle these claims more confidently and accurately.

We explain what each component does, how often it’s likely to be in claims without showing damage at the time of assessment, and the average cost to replace it.

The insured for the claim in this case study was only guessing that the damage to a hot tub was related to a surge.