What To Look For in Lightning and Surge Claims Guide

What types of characteristics will HVAC system components have if they’ve been impacted by lightning, high voltage surge, or wear and tear? Adjusters can find out with this interactive guide, which breaks down certain criteria often found with these perils. These characteristics may include if impacts are visible, if more than one component can be affected, or if only electrical equipment will be impacted.
You’ll also learn key claim trends, such as reported vs. actual cause of loss percentages, and be quizzed on your knowledge of these perils.
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Alpine Intel’s content is meant to inform and educate readers using general terms and descriptions. They do not replace expert evaluations that determine facts and details related to each unique claim.
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Related Resources
Whole Home Surge and Lightning Claims Guide
When these claims come across your desk, an objective assessment is crucial to determining the actual cause of loss – and whether the equipment is damaged at all.
Lightning and Surge Impacts in Property Claims Guide
Lightning and surge are the most frequently reported or determined cause of loss for commercial and residential policyholders.
An Evaluation of Surge and Lightning Damage to Electronics and Specialty Claims eBook
Gain insight on how often lightning or surge is the cause of loss, why and where lightning and high voltage surges occur, and which items are most affected by these perils.



