Water Heater Overview

The most common hot water heaters in homes and businesses tend to be storage or “tank-style” units that heat anywhere from 25 to 100 gallons of water at a time. At StrikeCheck in 2022, 78% of the water heaters we assessed were tank-style (StrikeCheck 2022 Annual Claims Report). At that rate, an insurance adjuster like yourself is likely to see a tank-style water heater claim cross your desk, and when it does, you’ll want to be prepared to handle that claim quickly and accurately.
To help, we made a guide to storage hot water heaters geared toward insurance adjusters handling such claims. We want you to be equipped with the information you need to make the right call, including the basics of gas and electric water heaters, how they work, key components, likely causes of damage, and statistics. Readied with this information in hand, you’ll be more confident in your ability to effectively address these claims.
Be prepared for water heater claims. Get your copy of our Water Heater Overview guide by filling out the form provided.
Don’t miss insurance-focused resources and webinars about property, perils, and trends impacting claims nationwide by signing up for The Savvy Adjuster Newsletter.
Be sure to also tune in to The Savvy Adjuster Podcast to hear more from the experts themselves.
Alpine Intel’s content is meant to inform and educate readers using general terms and descriptions. They do not replace expert evaluations that determine facts and details related to each unique claim.
Save Your Guide
Related Resources
Water Heater Diagram
We’ve created an easy-to-read schematic with labeled components for both gas-fired water heaters and electric water heaters for your reference.
Tankless Water Heater Diagram
Our experts have put together a labeled diagram that shows where each component of a tankless water heater can be found as an easy reference for insurance adjusters
What To Look For in Water Heater Claims eBook
Water heaters can be difficult to evaluate, particularly because there are multiple types, such as tankless or tank water heaters and different heating sources, including gas or electric.



