Smoke and Fire Damage to HVAC Systems Guide

Residential HVAC equipment is vulnerable to smoke and fire damage, but full replacement may not be necessary to return the HVAC system to pre-loss condition. Repairs may be sufficient for some components, and others may have sustained damage from a typically non-covered peril or may be non-damaged.
This guide details four common types of HVAC equipment damage reported in smoke and fire claims, as well as key signs of the damages.
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Alpine Intel’s content is meant to inform and educate readers using general terms and descriptions. They do not replace expert evaluations that determine facts and details related to each unique claim.
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Related Resources
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Rethink Smoke and Fire Damages to HVAC Systems Webinar Recording
Some losses included in claims with HVAC systems may look like smoke and fire damages but aren’t. Know what to expect and which fire-related failures are common before settling another claim.



