Recategorized Causes of Loss in Electrical Equipment Claims

In 2024, 61% of reported perils involving electronics and electrically powered specialty items were recategorized following StrikeCheck’s assessment. This interactive guide emphasizes the critical role of expert assessments through examples where StrikeCheck not only identified a more accurate cause of loss that differed from the reported cause but also determined the damage scope. These insights yield more accurate results by paving the way for the adjuster to make informed settlements.  

Each example showcases the difference between initial claim details and final expert analysis. From foreign object impact and freezing conditions to wear and tear, each instance highlights the need for objective assessments to:  

• Ensure clarity  
• Avoid settlements for unnecessary replacements 
• Prevent settlements for non-damaged items 

Fill out the form to access the Recategorized Causes of Loss in Electrical Equipment Claims Guide. 

Alpine Intel’s content is meant to inform and educate readers using general terms and descriptions. They do not replace expert evaluations that determine facts and details related to each unique claim.