Perils Affecting Residential Furnaces Guide

In 2024, nearly 14% of residential furnaces assessed by HVACi were found to be functioning as designed, while approximately 20% were determined to be damaged by wear and tear.
As an insurance professional, it’s essential to understand the various perils that can affect your policyholders’ furnaces and the potential impact of each so that you can address related claims without unnecessary settlements. This guide explores the top four causes of loss:
- Water
- High voltage surge
- Smoke and fire
- Wear and tear
Know which components are most likely to be affected by each and why the damage may occur. Fill out the form to receive your copy of the Perils Affecting Residential Furnaces Guide.
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Alpine Intel’s content is meant to inform and educate readers using general terms and descriptions. They do not replace expert evaluations that determine facts and details related to each unique claim.
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Related Resources
Residential Insulation Guide
Learn what types of insulation may be present in a home and where you may find each of them when your policyholder files a claim.
Residential Windows 101 Guide
Windows are often some of the most appreciated features of homes, and a damaged window can feel like a chink in a house’s armor.
Residential Pipes and Freezing Conditions Guide
Some materials tolerate the cold better than others, and your policyholders may be at risk for catastrophic losses if their pipes can’t withstand freezing temperatures.



