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Gain insight on how often lightning or surge is the cause of loss, why and where lightning and high voltage surges occur, and which items are most affected by these perils.

Certain appliances, lighting, technology, and other electronics are being built, and purchased, to make less of an impact on the environment and to save consumers money on their utility bills.

A high voltage surge can cause failures to almost any electrical device or system that’s plugged into the affected area, from the appliances to the consumer electronics to the wiring itself.

Clear up confusion surrounding the U.S. Department of Energy’s Dedicated-Purpose Pool Pumps efficiency standards that went into effect July 19, 2021.

Water heaters can be difficult to evaluate, particularly because there are multiple types, such as tankless or tank water heaters and different heating sources, including gas or electric.

The most common type of residential HVAC unit in the United States is the split system, where one section of the HVAC is outside and another is within the home (usually in an attic, basement, or crawlspace).

While package units may not be the most popular residential HVAC systems (though they are still found in many homes), they’re quite common in the commercial space.

The U.S. Department of Energy updated HVAC system efficiency standards, effective Jan. 1, 2023. Adjusters should understand what these changes mean and how they can impact future claims.