Assessing Surge and Lightning Damage | The Savvy Adjuster Podcast Ep. 31

Episode Summary
Alpine Intel’s Customer Education Director, Jay Dykstra, once again talks with Senior Account Manager Chris Nichols on The Savvy Adjuster Podcast. This time, their conversation revolves around lightning damage to electronics, HVAC equipment, and more. Jay sheds some light on why policyholders often suspect lightning when another peril is at play, how experts deliver an accurate cause of loss, what items are particularly susceptible to lightning and surge damage, and much more. Listen on Apple, Spotify, or your favorite podcast platform.
Discussed in This Episode
- Why lightning is a frequently reported cause of loss
- How expert assessments can provide adjusters with an accurate cause of loss
- Electrical items and other components vulnerable to lightning damage
- Deciding on the next best steps for items damaged by lightning and power surge
- Claim scenarios involving reported lightning damage
Additional Lightning and Surge Resources:
- Case Study: Smart Home Lightning Claim
- Webinar Recording: Investigating Lightning and Surge HVAC Claims
- Annual Claims Report: StrikeCheck 2024
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Alpine Intel’s content is meant to inform and educate readers using general terms and descriptions. They do not replace expert evaluations that determine facts and details related to each unique claim.
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Related Resources
Lightning and Surge Damage to HVAC Systems Guide
Find out which components are most susceptible to lightning or high voltage surge with this one-page guide.
Surge and Lightning Damage to Electronics and Specialty Claims Quiz
Take this short 6-question quiz on surge and lightning damage to electronics to see what you learn from our eBook.
Surge and Lightning Damage to Electronics
With so much at stake, it’s important to verify the cause of loss to equipment before settling a claim, but it may be difficult to determine whether lightning, high voltage surge, or something else is responsible.


