Confidence in Every Claim
HVACi and StrikeCheck 2025 Annual Claims Reports
More than 100 types of residential and commercial HVAC and refrigeration systems were included in assessments that adjusters assigned to HVACi last year. Insurance professionals can now review the data and trends related to the equipment, perils, and repair or replacement recommendations to make better claims and process decisions through the HVACi 2024 Annual Claims Report.




Explore key insights related to:
- Systems and Perils: Review the types of HVAC and refrigeration systems included in claims, such as split systems, heat pumps, package units, geothermal systems, and boilers, as well as the perils that frequently impact them, including weather-related causes of loss and wear and tear.
- Reported vs. Actual Causes of Loss: Note the disparities between reported causes of loss and objective, accurate cause of loss determinations by HVACi.
- Cost Analyses: Compare average repair and replacement costs for both residential and commercial HVAC and refrigeration systems.
- Claims Trends: Read expert analyses about residential, commercial, and multi-system large loss claims, with an overarching review of all HVAC and refrigeration 2024 claims assigned to HVACi.
- Hurricane-Specific Claims: Check out an analysis of claims stemming from Hurricanes Helene, Beryl, and Milton, demonstrating how often equipment is included in claims when damages are unrelated or non-existent.
Fill out the form to receive your copy of the annual claims report to get expert insights into what impacted policyholders and HVAC claims the most in 2024, and how they could continue to affect them now.
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Senior Claims Specialist
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Adjuster
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Claims Representative
Don’t miss insurance-focused resources and webinars about property, perils, and trends impacting claims nationwide by signing up for The Savvy Adjuster Newsletter.
Be sure to also tune in to The Savvy Adjuster Podcast to hear more from the experts themselves.
Alpine Intel’s content is meant to inform and educate readers using general terms and descriptions. They do not replace expert evaluations that determine facts and details related to each unique claim.
Related Resources
Hail-Related Property Damage Claims eBook
Learn tips about hail damage, or what might look like it, when policyholders report hail impacts to roofs, structures, HVAC systems, outdoor equipment, and more.
Navigating Lightning and Surge Property Losses eBook
Use this eBook to learn how lightning and high voltage surge can impact electronics, HVAC systems, and structures, and become better equipped to resolve related claims.
Unlocking Subrogation Potential in Property Loss Claims eBook
Download this eBook to get actionable strategies for optimizing your subrogation efforts through expert product failure testing.
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