2023 Annual Claims Reports

Review claims data and trends related to assessments for hundreds of different types of HVAC and refrigeration systems and electrically powered items through the 2023 annual claims reports. HVACi and StrikeCheck, each part of the Alpine Intel suite of services, have released their popular annual reports that you can receive simply by filling out the form.
Each report includes graphs and information related to:
- Reported vs. actual causes of loss – with the percentage of non-damaged equipment included in claims
- Average repair and replacement cost comparisons
- Which systems or equipment types were frequently included in claims
- Insights based on data trends from previous years
- More adjuster-focused resources to refer to
- And more
Insurance professionals can use the trends and information in these reports for strategic decision-making in 2024 and beyond.
HVACi 2023 Annual Claims Report
The HVACi 2023 Annual Claims Report gives carriers comprehensive claim data by analyzing the results of assessments for nearly 100 different types of HVAC and refrigeration systems that adjusters nationwide assigned to HVACi last year. Carriers risked more potential exposure on residential and commercial HVAC and refrigeration system claims in 2023 than they had the previous year. Learn more about claimed system types; trends for parts and labor costs; perils that caused the most damage to these systems; results for commercial, residential, and multi-system large loss claim assessments; and more.
StrikeCheck 2023 Annual Claims Report
A quarter – 25% – of all electronics that were included in claims and assessed by StrikeCheck last year were non-damaged at the time of evaluation. More than half of all reported perils were recategorized following an objective cause of loss determination. Read these statistics and more in the StrikeCheck 2023 Annual Claims Report that gives insights into the electronics and electrically powered specialty items carriers assigned to the StrikeCheck team last year. Review which causes of loss are most often reported in certain months; which electronics are frequently included in claims; data related to large appliances, consumer electronics, electrical service panels, solar power equipment, and other equipment; weather data for lightning-related claims; and more.
Fill out the form to receive both copies of your reports now.
Don’t miss insurance-focused resources and webinars about property, perils, and trends impacting claims nationwide by signing up for The Savvy Adjuster Newsletter.
Be sure to also tune in to The Savvy Adjuster Podcast to hear more from the experts themselves.
Alpine Intel’s content is meant to inform and educate readers using general terms and descriptions. They do not replace expert evaluations that determine facts and details related to each unique claim.
Get Your Copies of the Annual Claims Report
Related Resources
The Savvy Adjuster Newsletter
Stay up to date with regulations, better understand complex equipment and structural concerns frequently included in claims, and learn more about topics that impact you and your policyholders.
Take 10: Hail Damage and Collateral Indicators | The Savvy Adjuster Podcast Ep. 8
We discuss how other weather phenomena like wind and flooding can impact collaterals. Listen to learn why accurate cause of loss determinations require comprehensive assessments.
Commercial HVAC Systems 101 Webinar Recording
Watch this webinar to learn the basics of commercial HVAC systems, so you’re better prepared to handle claims involving package units, economizers, and exhaust fans.


