Whole Home Surge and Lightning Claims Guide
Surge and lightning are the most commonly claimed perils for residential electronics and electrically powered specialty items. When these claims come across your desk, an objective assessment is crucial to determining the actual cause of loss – and whether the equipment is damaged at all.
In 2022, 17% of the claimed items the StrikeCheck team evaluated were found to be non-damaged (StrikeCheck 2022 Annual Claims Report). The Whole Home Surge & Lightning Claims Guide provides more information for you about the categories of residential electronics we assess, actual cause of loss, average repair and replacement costs, and more.
Knowing the statistics is the first step toward accurate settlements on your surge and lightning claims. Fill out this form for your guide.
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Alpine Intel’s content is meant to inform and educate readers using general terms and descriptions. They do not replace expert evaluations that determine facts and details related to each unique claim.
Related Resources
Lightning and Surge Impacts in Property Claims Guide
Lightning and surge are the most frequently reported or determined cause of loss for commercial and residential policyholders.
An Evaluation of Surge and Lightning Damage to Electronics and Specialty Claims eBook
Gain insight on how often lightning or surge is the cause of loss, why and where lightning and high voltage surges occur, and which items are most affected by these perils.
7 Myths About Lightning in Claims Guide
Policyholders report lightning as a cause of loss more often than other perils. Before deciding on claims with reported lightning damages, adjusters should know the truth behind seven myths related to lightning claims.