Smoke and Fire Damage to HVAC Equipment | The Savvy Adjuster Podcast Ep. 19

Episode Summary
Host Chris Nichols talks about the causes and effects of smoke and fire to HVAC systems with Alpine Intel’s Customer Education Director Jay Dykstra in this episode of The Savvy Adjuster Podcast. Find out why even distant fires may lead to a claim, which different types of smoke can impact equipment, how changing codes and regulations affect adjusters’ processes, and more. Listen on Apple, Spotify, or your favorite podcast platform.
Discussed in This Episode
- How wildfires and other fire outside the house can affect HVAC equipment (3:08)
- Why the type and amount of smoke matter (10:42)
- Why adjusters shouldn’t settle fire-related HVAC claims without an assessment (13:10)
- How experts identify the presence and scope of smoke damage to ductwork (16:50)
- What to do when a contractor calls for a full replacement due to phased-out refrigerants (24:15)
- Real examples of HVAC smoke and fire assessments (29:30)
Additional HVAC Resources:
- Webinar Recording: HVAC Smoke and Fire Claims
- Case Study: HVAC Commercial Claim Smoke and Fire
- Article: 3 Things To Know About Wildfire Risk and Property Claims
- Interactive Guide: Your Guide to Smoke and Fire Damage to HVAC Systems
Don’t miss insurance-focused resources and webinars about property, perils, and trends impacting claims nationwide by signing up for The Savvy Adjuster Newsletter.
Be sure to also tune in to The Savvy Adjuster Podcast to hear more from the experts themselves.
Alpine Intel’s content is meant to inform and educate readers using general terms and descriptions. They do not replace expert evaluations that determine facts and details related to each unique claim.
Subscribe to The Savvy Adjuster Newsletter
Related Resources
Know How Smoke and Fire Impact HVAC Systems Guide
If flames are across the room, smoke still has a way of traveling into places your policyholder may not notice. One of the prime locations is ductwork.
Your Guide to Smoke and Fire Damage to HVAC Systems
Explore our interactive guide to learn about common types of smoke and fire damage HVAC components are susceptible to, find out which components may ignite a fire, and discover more handy resources.
Commercial Losses: Hotel and Motel Fire Causes and Investigations
A motel or hotel fire can result in large commercial losses. Discover common causes, how they spread, and special investigation considerations for these claims.


