Guide to High Voltage Surge Claims with Electronics
Lights are flickering, electronics aren’t powering on, or appliances aren’t working as designed. Policyholders facing these situations may report these as lightning, unknown, or another peril and hope carriers will help them resolve the issue. Often, they lead back to damage caused by high voltage surge.
Adjusters should understand why high voltage surge losses are so prevalent and what all could be impacted.
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This overview gives adjusters information about:
- Types of voltage irregularities
- Main causes of high voltage surges
- How surges impact adjusters and claims
- Types of property that frequently sustains surge damage
When policyholders look to you for answers, this guide will help you be more prepared to handle the claims.
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Alpine Intel’s content is meant to inform and educate readers using general terms and descriptions. They do not replace expert evaluations that determine facts and details related to each unique claim.
Related Resources
Adjuster FAQ: High Voltage Surge Impacts to Electronics Guide
A high voltage surge can cause failures to almost any electrical device or system that’s plugged into the affected area, from the appliances to the consumer electronics to the wiring itself.
Weather Impacts to Electronics Claims Guide
Storms occur throughout the year and can lead to claims with many of your policyholders’ electrically powered items.
Whole Home Surge and Lightning Claims Guide
When these claims come across your desk, an objective assessment is crucial to determining the actual cause of loss – and whether the equipment is damaged at all.