Introducing Electrical Service Panels and Electrical Systems to Adjusters eBook

Electrical system damage could be limited to a loose connection at an outlet, be the result of a breaker malfunction, or stem from a failed component owned by the utility company. Some of these may require only a small repair, could give the impression multiple electronics are damaged when they aren’t, or not even be part of the policyholder’s system. Yet, these types of failures could still be included in a claim requesting a settlement. This eBook helps adjusters quickly understand which equipment is owned by the policyholder, how the components work together to form the system, and why each should be assessed before a claim is finalized to reduce overpayments.

Before settling an electrical system claim, better understand what’s involved in an electrical system and what failures may occur. Refer to the Introducing Electrical Service Panels and Electrical Systems to Adjusters eBook for information about:

• Who owns what electrical equipment, so that you are only settling claims for equipment the policyholder is responsible for
• Exterior electrical system components that may fail and give policyholders the impression that electrical system equipment inside the home is damaged
• Electrical service panels and breakers and the components often claimed
• Interior electrical system components, including wires, outlets, and switches, and how they could be impacted by failures

This eBook includes what perils StrikeCheck’s team most often sees in these claims and what considerations adjusters should make before reaching settlement decisions.

Fill out the form to receive a copy of the eBook to reference when assigned a claim that includes electrical systems and their components.

Alpine Intel’s content is meant to inform and educate readers using general terms and descriptions. They do not replace expert evaluations that determine facts and details related to each unique claim.